The Reserve Bank of India (RBI) will soon launch a centralised portal that will help bank depositors or their beneficiaries to search and get back the unclaimed deposits after due verification. About Rs 35,000 crore of unclaimed amounts from 10.24 crore accounts (as on February 2023) were transferred by public sector banks to the central bank. Unclaimed deposits pile up with banks, insurance companies, asset management companies, etc., as individuals often do not appoint a nominee to handle their account after their death or the legal heirs are not aware of the various investments done.
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